Lumpsum Investment Calculator

What is it & why use it?

Project the future value of a one‑time investment with realistic assumptions. This tool on Calci.in explains concepts in plain language and lets you compare scenarios instantly.

Formula (explained)
FV = P × (1 + r)^t

Variables: FV = Future Value, P = Principal investment, r = Annual rate of return, t = Time in years.

Example calculation

₹5,00,000 for 15 years at 12% → FV ≈ ₹27.47 lakh (illustrative).

Benefits & use cases

• Plan windfalls/bonuses
• Compare schemes
• Understand impact of time

Related calculators on Calci.in
SIP Calculator
Compound Interest Calculator
Inflation Calculator

External references (authority sources)
SEBI
AMFI

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FAQs
Q1: Is the lumpsum calculator accurate?
A: It uses the compound interest formula with your inputs; actual fund returns may differ.
Q2: Can I withdraw before maturity?
A: Yes, but returns may be lower depending on exit load or tax.
Q3: Is lumpsum better than SIP?
A: It depends on market timing and investment horizon.
Q4: Can I use this on mobile?
A: Yes, Calci.in calculators are mobile‑friendly.