Inflation Calculator

by
Dynamic Inflation Calculator

Inflation Calculator

Inputs
Enter the price of an item today.
6.0%
10 yrs
10.0%
We’ll compare future investment value vs the inflated price and also show real (inflation-adjusted) value.
What this shows

We project how much an item priced today will cost after inflation accumulates. The donut splits today’s base price and the added cost purely due to inflation. If you turn on investment, we also compare a hypothetical investment against the inflated price and show purchasing power.

Results
Projected price
—
after 10 years at 6.0% p.a.
Cumulative inflation
—
Equivalent increase over the period
Buying power of today’s money
—
What today’s amount will be worth in 10 years (in today’s money)
Inflation Breakdown
Today’s cost —
Added cost from inflation —
Monthly equivalent inflation: —
Investment vs Inflation
Future investment value
—
After same period at chosen return
Real (today’s money)
—
Investment value adjusted for inflation
Surplus / Shortfall
—
vs inflated price at horizon
Monthly equivalent return (compounded): —
Year-by-Year Projection
Notes: “Nominal Price” applies inflation only. If investment is enabled, “Investment Value” applies your return, and “Surplus/Shortfall” compares investment vs nominal price for each year. “Real Investment Value” adjusts investment by inflation.

What is it & why use it?
Calculate the effect of inflation on money and estimate future value or purchasing power easily. This tool on Calci.in helps you understand how inflation affects savings and investments over time.

Formula (explained)
FV = PV × (1 + i)^t
Variables: FV = Future Value, PV = Present Value, i = Inflation rate, t = Years.

Example calculation
₹10,00,000 today at 6% inflation for 20 years → Future value needed ≈ ₹32,07,135 to match purchasing power.

Benefits & use cases
• Understand value erosion
• Plan investments to beat inflation
• Compare real vs nominal returns

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External references (authority sources)
RBI
Trading Economics – India Inflation

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FAQs
Q1: Why is inflation important?
A: Because it reduces the purchasing power of money over time.
Q2: What is a good investment to beat inflation?
A: Equities and mutual funds generally outperform inflation over long periods.
Q3: Is inflation constant?
A: No, it varies year to year based on economic conditions.
Q4: Does this calculator use real data?
A: It uses the inflation rate you input to project value erosion.