CAGR Calculator

A CAGR of 12–18% is considered good for equity mutual funds in India. The Nifty 50 has delivered approximately 12–14% CAGR over the long term.

Not exactly. Annual return measures each year individually. CAGR smooths all years into one equivalent rate, removing year-to-year volatility — making comparisons much easier.

Yes. If the final value is lower than the initial value, CAGR is negative, indicating the investment lost value over the period.

CAGR assumes smooth, steady growth and ignores volatility along the way. Two investments with the same CAGR can have very different risk profiles.