Heart Rate Zone Calculator

Heart Rate Zone Calculator

Find your 5 training zones instantly — fat burn, cardio, anaerobic, peak and more.
Calculation Method
Karvonen (HRR) % of Max HR
Karvonen method uses Heart Rate Reserve (MHR − RHR) for more personalised, accurate training zones.

30 yrs
1020304050607085
65 bpm
30405060708090100
Fitness Level (adjusts max HR formula)
Using Fox formula: MHR = 220 − Age

Enter your values and press
Calculate Zones

Heart Rate Zone Calculator Guide

Understand the 5 training zones, how to use them, and why training by heart rate is more effective than guessing.
What are Heart Rate Zones?

Heart rate training zones divide your exercise intensity into 5 bands based on a percentage of your maximum heart rate (MHR). Each zone triggers different physiological adaptations — from fat burning in Zone 1 to explosive peak performance in Zone 5.

Based on % of Max Heart Rate
Best for Running, cycling, swimming
Personalised by Age, resting HR, fitness level
Used by athletes worldwide
Example: Age 30, RHR 65 bpm

Using the Karvonen method, MHR = 190, Heart Rate Reserve (HRR) = 125 bpm:

MHR
190 bpm
RHR
65 bpm
HRR
125 bpm
Zone 2 (Fat Burn) 115 – 140 bpm
*(RHR + 40–55% × HRR = Zone 2)
Calculation Methods Explained
Karvonen Method (HRR)
Zone = RHR + (% × (MHR − RHR))

Most accurate method. Accounts for your resting heart rate, giving personalised zones rather than generic percentages.

% of Max HR Method
Zone = % × MHR

Simple and widely used. Good for beginners. Multiply your max heart rate by zone percentages — no resting HR needed.

Fox Formula (Beginner)
MHR = 220 − Age

Classic formula. Simple, widely used, ±10–12 bpm accuracy.

Tanaka Formula (Intermediate)
MHR = 208 − (0.7 × Age)

More accurate for active adults. Validated by a 2001 meta-analysis of 18,712 subjects.

Gelish Formula (Athletic)
MHR = 207 − (0.7 × Age)

Recommended for trained athletes. Adjusted for higher cardiovascular efficiency.

The 5 Heart Rate Zones Explained
Zone 1 — Warm Up

50–60% MHR · Very light effort

Recovery, warm-up, cool-down. Burns fat as primary fuel. Sustainable for hours.

Zone 2 — Fat Burn

60–70% MHR · Light effort

Optimal fat oxidation zone. Builds aerobic base. Can hold a conversation.

Zone 3 — Cardio

70–80% MHR · Moderate effort

Improves cardiovascular efficiency. Burns more calories. Harder to talk.

Zone 4 — Anaerobic

80–90% MHR · Hard effort

Increases lactate threshold. Boosts speed and power. Only short sentences possible.

Zone 5 — Peak / VO₂ Max

90–100% MHR · Maximum effort

Short sprints and HIIT. Maximises VO₂ max. Cannot be sustained for more than a few minutes.

Frequently Asked Questions
Q1: Which zone burns the most fat?

Zone 2 (60–70% MHR) burns the highest percentage of calories from fat. For total calorie burn, Zone 4–5 burns more overall, but Zone 2 is optimal for fat oxidation and weight loss.

Q2: How do I find my resting heart rate?

Measure it first thing in the morning before getting out of bed. Count your pulse for 60 seconds. The average adult RHR is 60–80 bpm; fit athletes can be as low as 40 bpm.

Q3: How long should I train in each zone?

A popular split is the 80/20 rule: 80% of training in Zone 1–2 (aerobic base) and 20% in Zone 4–5 (high intensity). This prevents overtraining while maximising performance gains.

Q4: Karvonen vs % of Max HR — which is better?

Karvonen is more accurate as it accounts for your resting heart rate. Use Karvonen if you know your RHR. Use % of Max HR for a quick, simple estimate.