Net Worth Calculator
Track total assets, liabilities & net worth
Currency
Real Estate
Investments
Vehicles & Other
Cash & Savings
Liabilities
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Frequently Asked Questions
What is a good net worth at 30 in India?
A net worth equal to at least 1× your annual salary by age 30 is a solid target. For an annual income of ₹10 LPA, aim for ₹10 lakh net worth — with no high-interest debt and a growing investment portfolio.
Does my house count as an asset?
Yes — but use the current market value, not what you paid. If you have a home loan, the outstanding loan amount goes under liabilities. Net equity = home value − loan balance.
Should I include my PF/EPF balance?
Yes. Provident fund, PPF, NPS, and pension accounts are assets even though they’re locked in. Include the current accumulated balance in your “Investments” category.
My net worth is negative — what should I do?
Focus on clearing high-interest debt first (personal loans, credit cards). Even a small SIP and systematic debt repayment can turn a negative net worth positive within 3–5 years.